Real estate agency specialized in life annuity

Real estate agency specialized in life annuity

The life annuity is an investment to build a real estate asset in very attractive financial and tax conditions and with reduced fees. It is also an investment considered by the public authorities as having a strong social and societal stake. The particularity of this acquisition is that the investor becomes the owner of the property, when signing at the notary, having a cash portion, called BOUQUET, and a RENTE for life to the seller. For more information contact Occupied life annuity investment, which accounts for the vast majority of transactions, is similar to a non-taxed real estate investment that is very secure and offers high returns since the annuitant becomes, in a way, the “tenant” of the next few years.

Buy house or apartment life free

To acquire a property (house or apartment), the life annuity can be an excellent solution. Often better suited than the conventional bank loan, it is a very profitable option to finance the purchase of a home. It is a real alternative to investment levers such as life insurance or rental real estate, with a higher financial return. The sale for life is the transfer of ownership of the seller (annuitant) of a property to the property. investor (débirentier) who wants to acquire this property in the long term. Discover luxury villas for sale in Nice France. The investor must pay the seller a “bouquet” and a life annuity until the death of the latter. In return, the investor acquires the property in its entirety when the seller dies. The “bouquet” is the payment of the initial capital at the time of signing the sales contract. The payment of the bouquet is not obligatory. This sale responds initially to a growing demand on the real estate market while it is difficult to access. Indeed, for the investor, the sale in life can prove to be an interesting way to become an owner with the hope of getting a good deal. It also meets the needs of many seniors whose pensions are not enough. more to have a minimum of comfort of life.

Operation of the sale in life

The buyer in the life annuity becomes the owner of the property as soon as the sale is definitively signed. In the case of the purchase of a life annuity called busy, the buyer has the title of owner while the seller enjoys, which is the right to live.

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